“PERILAKU KONSUMTIF GEN Z DITINJAU DARI DIGITAL PAYMENT, LITERASI KEUANGAN, GAYA HIDUP DAN KONTROL DIRI”, Musytari, vol. 25, no. 10, Sep. 2026, Accessed: Sep. 24, 2026. [Online]. Available: https://journal.cib.institute/index.php/musytari/article/view/3962