PENGARUH FINANCIAL LITERACY, SPENDING SELF-CONTROL, DAN FEAR OF MISSING OUT TERHADAP PERSONAL FINANCIAL MANAGEMENT. Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi, [S. l.], v. 25, n. 8, 2026. DOI: https://doi.org/10.2238/yhcs5s89. Disponível em: https://journal.cib.institute/index.php/musytari/article/view/1508. Acesso em: 18 oct. 2026.