UJI KEABSAHAN KLAUSULA BAKU PERJANJIAN ELEKTRONIK PAYLATER: PERLINDUNGAN HUKUM KONSUMEN ATAS INDIKASI PREDATORY LENDING. Causa: Jurnal Hukum dan Kewarganegaraan, [S. l.], v. 16, n. 12, 2026. Disponível em: https://journal.cib.institute/index.php/causa/article/view/5435. Acesso em: 19 oct. 2026.